Banking Services
Safe savings, fixed and recurring deposits and transfers to other banks — right in the village, through your own co-operative linked with Hooghly DCCB.
Banking through co-operation
Well-planned savings and deposits can support financial stability for rural households. This section presents separate guidance for Savings Accounts, Fixed Deposits, Recurring Deposits and applicable funds-transfer facilities. Before opening an account, review the account type, nomination, identity verification, minimum deposit and operating instructions.
Account-opening preparation
Identity and address evidence, PAN or Form 60 where applicable, a recent photograph and mobile number may be required. A joint account requires KYC for each holder and clear operating instructions. Final documentation depends on the institution’s approved policies.
Deposits and transfers
For an FD, check term, interest calculation, maturity, early withdrawal and nomination. For an RD, check instalment dates and missed-payment rules. If NEFT/RTGS is offered, carefully verify account and IFSC details before each transfer.
Why bank with the society?
- Close to home, familiar staff, simple paperwork
- Savings linked to crop loans, KCC and SHG credit
- Fertiliser, seed and inputs at the same place
- Surplus shared as member dividend (per board decision)
ℹ️ Interest rates are set by the board and DCCB guidelines and change from time to time — check the office notice board or call for the latest rate.
Need more information or help?
Mon – Sat: 10 AM – 4 PM