Agricultural Loans
Timely money every season — easy crop loans for potato, paddy, vegetables and fisheries, Kisan Credit Card and government interest subvention.
Agricultural credit and seasonal finance
Paddy, potato, vegetable and other crop cultivation can require seasonal funds for seed, fertiliser, irrigation, labour, logistics and harvesting. This section provides orientation on Kisan Credit Card (KCC) and other eligible crop loans, with separate application guides. Rates, limits and subsidy conditions may change; always check current rules.
Prepare before applying
Keep information on crops, cultivation/land records, estimated expenses, existing borrowings and identification documents ready. New applications, renewals and repayments may have different procedures.
Repayment and record-keeping
Understand sanctioned limits, terms, due dates and applicable benefits in writing. Retain receipts for every repayment and review your updated loan statement.
Our loan types
- Kisan Credit Card — short-term crop loan
- Seasonal potato loan
- Aman/Boro paddy loan
- KCC for fisheries and animal husbandry
- SHG loans
Benefits of timely repayment
- Under the central scheme, 7% interest with 3% prompt-repayment incentive — effective about 4% (up to the set limit)
- Faster and larger loan next season
- Good credit record
ℹ️ Limits, interest and subvention follow the latest government and bank guidelines — confirm at the office.
Need more information or help?
Mon – Sat: 10 AM – 4 PM